This quarterly update summarises Bangladesh Bank circulars issued between July and September 2025, mainly on foreign exchange, with the circular number and date given for each item.

Foreign currency deposits held with Offshore Banking Units by fully foreign-owned enterprises and non-residents may now be used as collateral for short-term Taka loans by Domestic Banking Units. Foreign-owned or controlled companies operating in Bangladesh for at least three years may take local Taka term loans for expansion or BMRE at a debt-equity ratio of 60:40, up from 50:50. Banks must follow the ICC Uniform Rules for Collections for non-LC trade. The update also covers licensing and two-yearly renewal for non-bank money changers, revised jute export fees, export incentives for 43 sectors from July to December 2025, and a 2% incentive for non-leather footwear and bags.

Type B and C enterprises in EPZs, EZs and hi-tech parks may retain the full amount of repatriated export proceeds in a foreign currency pool. Revised import guidelines allow advance payments of up to USD 20,000 without a repayment guarantee. The 360-day usance period for industrial raw material imports continues to 31 December 2025, the minimum paid-up capital for digital banks rises to BDT 300 crore, and FX rules on loans, overdrafts and guarantees are consolidated. A master circular on start-up financing is also summarised.