This quarterly update covers Bangladesh Bank foreign exchange circulars issued between October and December 2025, with the circular reference for each change.

SMEs registered with the SME Foundation may remit up to USD 3,000 a year abroad for bona fide current expenses, including through SME cards limited to USD 600 each. Open account exports may now be covered by payment risk insurance from local insurers. Banks may remit payments for government-approved cross-border power purchases, and commercial invoice details must be reported through a new tab in the Online Import Monitoring System linked to NBR. Banks may enter foreign currency and Taka swaps of up to 30 days with exporters using 30-day pool and ERQ balances.

For e-commerce, the limit for business-to-consumer exports without an EXP form rises from USD 500 to USD 1,000, mobile financial and payment service providers may receive such proceeds, and B2B2C exports through online platforms are permitted. OBUs may extend trade finance through other banks' Authorised Dealers. Commercial imports of rice, wheat, onion, edible oil, sugar, dates and other essentials may be made on usance terms of up to 90 days until 31 March 2026. Cash assistance is withdrawn for supplies to specialised zones, capital goods may be imported on usance terms of up to three years, and the usance period for industrial raw materials is cut to 270 days or the cash conversion cycle, whichever is shorter.